Get the retirement youwant.

It’s never too soon to start planning.

Many of us have a clear vision of our retirement years. Yet, a surprising number of people have no idea how they’ll turn those dreams into reality. The fact is today’s retirement takes more than savings and Social Security. It requires a financial plan that addresses your needs, wants and how you’ll pay for them. That’s where I can help. Together, we’ll create a plan to help your money work long enough and hard enough to fund the retirement you envision. LIFEWELLPLANNED. Contact me to get started.

PHILIP J. MANIACI Vice President, Investments

19991 Hall Road, Suite 105 // Macomb, MI 48044 T 586.416.0664 // T 800.598.0060 // F 866.522.8751

philip.maniaci@raymondjames.com raymondjames.com/Maniaciwealth

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